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Monday, September 28, 2026

Author

Petra Vogel

Petra Vogel covers Procurement, Shipbuilding and Security.

Articles by Petra Vogel

Customer speaking to a banking app while an agent reviews transcripts nearby

Conversational and Voice Interfaces in Banking Apps: UDAAP Lessons From the Chatbot Era

Petra Vogel

Close-up of an adverse-action letter beside a model factor readout

ECOA Adverse Action Notices When AI Influences Credit Decisions: Circular 2022-03 in Practice

Petra Vogel

Infographic of ownership stakes aggregating past a fifty percent threshold

OFAC's 50 Percent Rule: Ownership Screening for Shell Structures in Payment Chains

Petra Vogel

Empty mall corridor of app storefronts with one new lit entrance

Alternative App Distribution After Epic and the DMA: What Fintech Distribution Maps Look Like Now

Petra Vogel

Customer confirming an electronic consent step with a bank agent observing

The E-SIGN Act and Digital Account Opening: What Constitutes Valid Consumer Consent

Petra Vogel